Calculate RCA for Red Plates

According to Law 132/2017, RCA for vehicles with provisional plates is issued in 30-day installments, maximum 90 days cumulative. The policy must cover the entire period for which you received the red plates (30, 60, or 90 days). Since 2021, you can request plates valid for 90 days if you present an RCA policy valid for 90 days. Warning: driving with expired red plates is considered a criminal offense.

You need: the document with the chassis number (VIN) — the vehicle registration certificate (CIV), proof of ownership (invoice or sales contract), and owner information (ID for individuals, VAT number for companies). On troco.ro, you fill out the form, upload the documents, and an operator verifies them before issuance to ensure the red plate file is complete.

The price starts at approximately 200 lei for 30 days and reaches about 800–900 lei for 90 days, depending on the vehicle and driver profile. The cost depends on the policy duration, engine power and capacity, bonus-malus class, and the chosen insurer. Short-term policies may have a higher daily cost than annual ones. Prices are indicative; on troco.ro you compare all insurers' offers and choose the lowest.

If the registration process takes longer, you can renew your RCA in 30-day installments without exceeding 90 days cumulative. Basically, you buy a policy for one month and renew it one or two more times. When your car gets its permanent registration number, you switch to standard RCA (1–12 months), issued on the same chassis number. On troco.ro you can easily restart the calculation and issue the renewal quickly.

Enter the chassis number (VIN) and vehicle details, select the period (30, 60, or 90 days), compare all insurers' offers, and pay online by card or in installments through TBI Bank. Upload the documents, a troco.ro operator verifies them, and the policy arrives by email within minutes in PDF format — legally valid at the Registration Office and any traffic control.